Lynchburg

Financial Designs

Rick Scruggs, Mark Miner, Chris Owen
and Matt Haske

1116 Vista Park Drive, Suite A

Forest, VA  24551-5025

434-528-0051

www.financialdesigns.com

 

Veritas Financial

Gerald Radican, Colin Kimpel and Brock Jolly

19420 Golf Vista Plaza, Suite 140

Lansdowne, VA 20176

703.729.0655

 

1593 Spring Hill Road, Suite 520

Vienna, VA 22182

703.729.0655

www.vfwealth.com

 

hough johnson financial

Hough Johnson

222 Central Park Ave Suite 1100

Virginia Beach, VA 23462

757-493-4367

www.houghjohnson.com

 

Stephens Financial Partners

Dave Stephens

611 Lynnhaven Parkway Suite 200

Virginia Beach, VA 23452

www.stephensfinancialpartners.com

 

VIRGINIA ADVISORS

Matt Haske - Advisor

 

Matt Haske is an advisor with Financial Designs who was born and raised in a family of entrepreneurs. His grandfather, father, and uncle ran a successful mattress manufacturing and retail furniture company for 45 years in southern California. Spending evenings, weekends, and summers working side by side with his family set the foundational components of work ethic and service to others. Matt has 7+ years of experience working in the financial services and insurance industry. Prior to that, he successfully operated both small and medium sized family businesses while also working in the corporate world for a time.

 

Matt holds his 6 and 63 Securities Licenses, as well as his Virginia Life, Health, and Annuities Licenses.

 

Through collaboration, preparedness, and integrated advice, Matt and the team at Financial Designs help create better outcomes from their clients.

 

Matt and his wife, Virginia, have lived here locally with their four children since 2007. They lead an extremely active life in the community through their church and their children’s school and extracurricular activities.

 

 

Brock Jolly CFP, CLU, ChFC, CLTC, CASL, CFBS

 

In early 2000, when Brock Jolly launched his financial planning career, he – like so many business owners – had a grand vision.

He sought to develop a collaborative approach to wealth management that would wholly address a client’s financial picture. He was resourceful, creative and independent, and knew he would eventually figure out how to make his dream a reality.

 

Brock began presenting adult education seminars on college funding strategies. Over the course of the past 15 years, he has perfected the art of developing educational seminars to make complex financial topics accessible to wide audiences. Brock’s college funding seminar teaches parents how to help pay for college for their kids without sacrificing their own retirement savings.

 

Brock’s vision of the business would come to fruition in 2014, when he partnered with Gerald Radican and Colin Kimpel, two industry veterans, to form Veritas Financial. “We merged three varied practices to help a broader set of clients with a deeper set of solutions,” Brock explains. He excitedly adds, “Veritas Financial allows us to build something that is much bigger than the sum of our three practices, and allows our clients to truly benefit from the synergies of partnership.”

 

Brock graduated from the University of Virginia in Charlottesville, Virginia in 2000. He is a CERTIFIED FINANCIAL PLANNER™ Professional (CFP®), and holds many other industry designations, including Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®) and Certified Family Business Specialist (CFBS®).

 

Brock has been recognized as a top performer within the industry. In 2011, he was named the national NAIFA Young Advisor Team Leader of the Year. From 2012 to 2014, he served as the chairman of NAIFA’s Investment Committee, where he worked closely with NAIFA leadership to manage the association’s reserve account. In 2014, he was elected by his peers to serve as a National Trustee for NAIFA—the youngest trustee ever elected. In 2015, Brock was awarded the Legacy Award by the Greater Washington Foundation of Insurance and Financial Advisors in recognition for his longstanding service to the Foundation, the financial services industry, the highest standards of professional conduct and unselfish community service.

 

In his spare time, Brock enjoys traveling, distance running and playing ice hockey. He lives in Arlington, Virginia with his wife, Lauren, their young son, Bryson and a rescued pit bull, Chico.

 

 

E. Hough Johnson, III CLU, ChFC, AEP

 

Hough has lived and worked in the Virginia Beach area all his life. He has seen the region grow from its small-town beginnings into a thriving community with over a million people.

 

Since 1978, Hough has been helping people identify their vision and put together the financial pieces to help make it a reality. His practice has evolved to become one of the leading resources for business owners, entrepreneurs, and professionals in the Hampton Roads area.

 

Hough is able to connect with people in a warm and friendly manner. He provides leadership, confidence, and clarity to those that become our clients. It’s important to help people articulate their goals and concerns, identify what is in their blind spot and explain the solution in a way that is easy to understand.

 

Our firm is a full-service Wealth Management team that provides its services to successful entrepreneurs with a focus on retirement income planning, estate planning, business succession and exit planning, family legacy and life insurance planning.

 

We help business owners prepare their business for their eventual exit. That may be the transition of a family business to the next generation or it may be a plan to sell your business when you want, for the money you need, to the person you choose.

 

Hough graduated from the University of Virginia in 1977 with a degree in economics; His professional designations include Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), and Accredited Estate Planner (AEP).

 

Away from work, Hough and his wife Kirby enjoy traveling, staying fit and spending time with their family and friends. Hough enjoys skiing, surfing, hiking, and just about anything that gets him out in nature.

 

 

Colin Kimpel

 

While growing up in and around the financial services industry, Colin Kimpel was determined to forge his own path and not follow into his father’s footsteps.

 

The proximity to his father’s work, however, left an indelible impression as to the positive impact that financial planning can have on people’s lives.

 

He then met a financial advisor, approximately his own age, who shared with him his perspective on the business. “It was different, to hear it from a peer versus from my parent,” Colin recalls of that life changing conversation. “I realized that I had the opportunity to do interesting work, and play a significant role in guiding people toward a better financial future.” It took time and perseverance to build a financial services practice, but Colin was committed to his goal. Several years in, he took stock of what he had learned: “I found I really enjoy working with business owners, I love the big picture approach of financial planning, and I absolutely love educating people,” he sums up.

 

With this level of self-awareness and insight, Colin has been able to steer the growth of his practice in a way that is both personally fulfilling and which yields optimum impact on his clients’ lives. Colin has also played an important role in shaping the way Veritas Financial clients experience the financial planning process. “We work with business owners, executives and their families,” he explains. “The common denominator is that our clients know they need expert help, and they seek to delegate some of the heavy lifting to us, while still retaining oversight of their financial picture,” he adds.

 

Colin is a graduate of the University of Massachusetts at Amherst. He is a Certified Financial Planning Professional (CFP®) and a Certified Family Business Specialist (CFBS). He is actively is involved in Leadership Greater Washington and in EODC, the Entrepreneurship Organization for business owners in the DC area, where he is also a board member. In addition, Colin volunteers on two non-profit boards concerned with children’s wellbeing and education: For Love of Children (FLOC) which provides after-school programs to underprivileged children and Alternative Paths Training School, a school for developmentally disabled children.

 

Outside of work, Colin is an avid automobile racer, triathlete and a big fan of live music and sporting events. He resides in Bethesda, MD, with his wife, Suzanne and their three young children.

 

 

Mark Miner, CRPS

 

Mark is an advisor with Financial Designs and is intricately involved in the areas of qualified plan business, individual wealth management, and financial planning.  Mark graduated from Houghton College in 2007 with a B.S. in Business Administration and began his financial services career with The Vanguard Group in Malvern, PA the same year.  Prior to joining Financial Designs, he has held various roles with financial firms in Philadelphia, PA and Lynchburg, VA including benefits manager, retirement plan specialist, portfolio manager, and advisor.

 

Mark holds his 6, 63, 65, and 7 securities licenses, as well as his Virginia life, health, and annuities licenses.  He also has his Chartered Retirement Plans Specialist (CRPS®) designation from the College for Financial Planning.

 

His desire to help clients achieve successful outcomes and provide for themselves and their families in a complicated and ever evolving financial landscape is what motivates Mark.

 

Mark lives in Rustburg, Virginia with his wife Laura and their three children.  He enjoys tennis, hikes with the family, and playing drums in his spare time.

 

 

Chris Owen

 

Chris is an advisor with Financial Designs and joined the firm in 2018. He has a combined 13 years of experience working in the financial services and insurance industry. Chris believes in providing value and exceptional service to his clients. In addition, he takes pride in his role as a financial advisor because he understands the importance and impact this profession can have for his clients and generations to come.

 

Chris currently holds his FINRA Series 6, 7, 63 and 66 securities licenses, his Virginia Life, Health and Annuities licenses as well as his Property and Casualty license.

 

Chris was born and raised in Forest, Virginia, where he currently lives with his wife, Jessi, and their three children. Chris strongly believes in serving his community and giving back due to the positive impact the community has had in his life. Therefore, you will find Chris in his spare time serving non-profit organizations, his church and coaching within youth programs. Away from the business, Chris enjoys spending quality time with his family and has several hobbies including mountain biking, exercising, hiking, golf, motorcycles and automobiles. Chris graduated from Wake Forest University in 2005 with a communications degree, where he received a full scholarship to play football.

 

 

Gerald Radican, CLU, ChFC, CLTC, CFBS

 

Gerald provides financial concierge service to business owners and key executives.

 

Back in college, if you had asked Gerald Radican if he could imagine a career in the insurance industry, the instant response would have been a resounding “no!” Yet in the summer of his junior year, Gerald was offered an internship to work with his brother-in-law, who was then building a financial services practice in the DC area. Little did Gerald know at the time that his brother-in-law had a hunch he would be good at this business – and that there really was no internship program. “He thought if I only got a taste of it, I might like it and stay,” laughs Gerald.

 

That hunch proved to be right on the mark: Gerald was a natural fit, and was licensed as a broker even before he graduated from college. “It was truly a great decision to get into this business and to this day, I am thankful for the guidance I received,” he says.

 

Now in its third decade of operation, Gerald’s insurance practice continues to thrive. He attributes the strength of his practice to a commitment to building long term relationships with his clients. “If I can provide suitable advice and excellent service that gets people closer to their financial goals, I’m doing my job,” he says.

 

Gerald assists clients with diverse insurance needs, ranging from personal life insurance to executive benefits. Clients experience a comprehensive approach – including wealth management and financial planning – offered through the partners at Veritas Financial, while taking advantage of Gerald’s particular subject matter expertise in risk management and his personal attention to their specific needs. “I help my clients address the financial issues in their lives that they know they should, but for any number of reasons don’t have the time or desire to,” Gerald explains.

 

Gerald earned his Bachelor’s degree in Economics from Radford University. He is a member of the National Association of Insurance and Financial Advisors and the Greater Washington Society of Financial Service Professionals.

 

Outside of work, Gerald enjoys spending time with his family, traveling and coaching sports. He resides in Lansdowne, Virginia, with his wife, Michele and their two children.

 

 

Rick Scruggs, CLU, ChFC, C(k)P

 

Rick Scruggs's introduction to the financial world was when his father died a few months after Rick had enrolled at The College of William & Mary. His father’s death came only six days prior to the passage of The Employee Retirement Income Security Act of 1974 (ERISA), which would have provided a lifelong pension to his mother. Given the timing, however, she was not eligible to receive any benefits.

 

Social Security benefits and a life insurance policy ensured that Rick didn't have to drop out of college, but his mother was forced to continue working in order to support her family. The experience had a profound impact on Rick. It also impressed upon him the importance of thinking about the future and protecting the people you love.

 

Upon graduation, Rick went on to become a successful business professional. He read voraciously and immersed himself in just about every aspect of business planning from retirement plans to succession strategies, multiple facets of insurance (life, disability income and long term care), investments, ESOPs and more. He even invested as an owner in a brokerage house with a seat on the New York Stock Exchange.

The more Rick learned, the more he realized that his passion was for "candidly speaking with people about love, health, finances and business ownership." He founded Financial Designs in 1983.

 

Today, Financial Designs is a recognized regional leader in business continuity and success(ion) planning. The talented team of advisors and support staff work with business owners and their employees.

 

Rick is designated a Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) by The American College and a Certified 401(k) Professional through The Retirement Advisor University in collaboration with the UCLA Anderson School of Management Executive Education. He is a member of the Advanced Association of Life Underwriters, the National Association of Insurance and Financial Advisors, the Lynchburg Estate Planning Council, the National Center for Employee Ownership, and the ESOP Association, The Strategic Coach, 401(k) Coach and David Cohn and Associates 360. He is a qualifying and life member of the Million Dollar Round Table.

 

Rick and his wife Kandy live in Forest, Virginia.

 

 

David R. Stephens (CFS, CFBS)

 

David R. Stephens is the President of Stephens Financial Partners LLC, a firm that provides financial solutions to individuals and businesses. Stephens Financial Partners LLC is affiliated with Massachusetts Mutual Life Insurance Company (MassMutual). Prior to joining MassMutual, Dave was a Senior Partner with another financial services company headquartered in Virginia Beach.

 

Dave’s professional specialties include Retirement Planning, Investment Products, College Education Planning, Business Evaluation and Continuation Planning and Estate Planning Strategies, to name a few. He attended the University of Maryland and is an active member of the Central Business District Association (CBDA) and the Hampton Roads Chamber of Commerce.

 

Dave is the President of the Board of Directors of the Alzheimer’s Association of South Eastern Virginia. He is our local spokesperson and represents our local chapter in matters pertaining to state and federal legislation.   He is a board member of the Virginia Beach SPCA and is the Chairperson of the Board Development committee. He supports other local charities such as CHKD, “I Need a Lighthouse” foundation, and Toby’s Dream Foundation among others. Dave resides in Virginia Beach with his wife, Debbie, and is the proud father of a 25 year-old daughter.